The federal government predicts that trains hauling crude oil or ethanol will derail an average of 10 times a year over the next two decades, causing more than $4 billion in damage and possibly killing hundreds of people if an accident happens in a densely populated part of the United States. Will you be ready if it happens in your first-due area? Here is a proven and widely used planning model, which contains simple tools and techniques you can use to develop a coherent, thorough plan. It can also be used to preplan large-scale, complex, multiagency, fast developing emergencies such as a crude-by-rail incident. JERRY KNAPP